Ouch, read SwimmingWorld Magazine:
“Even if Franklin fades to second or third, she will be looking at bypassing anywhere from $50,000 to $70,000 in winnings to maintain NCAA eligibility. She has already compiled $21,500 in two meets, including a $10,000 world record bonus, that she will have to forgo to remain recruitable.”
(Missy Franklin at the 2011 Indy Grand Prix)
Update: Read also this more extensive column on SwimmingWorld Magazine.